Effective Date: May 12, 2026
Website: www.kktrendwear.com

At K&K Trend Wear, we are committed to providing a secure, transparent, and convenient checkout experience for our customers. This Payment Policy explains the payment methods we accept, how transactions are processed, and the security measures we use to protect your information.

By placing an order on our website, you acknowledge and agree to the terms outlined in this policy.

1. Accepted Payment Methods

To accommodate both local and international customers, we offer a variety of secure payment options.

International Payment Methods

The following payment methods are available for customers worldwide:

  • Credit and Debit Cards (Visa, Mastercard, American Express, and other major card providers)
  • PayPal

Philippines Payment Methods

The following payment methods are available for customers within the Philippines:

  • Cash on Delivery (COD), where available
  • GCash – Coming Soon
  • Maya – Coming Soon
  • Direct Bank Transfer – Coming Soon

Payment Availability

Certain payment methods may be unavailable depending on your location, order value, product availability, or shipping destination.

2. Secure Payment Processing

Protecting your payment information is one of our highest priorities.

SSL Encryption

All payment transactions are secured using Secure Socket Layer (SSL) encryption technology to protect sensitive information during transmission.

Third-Party Payment Providers

Payments are processed through trusted third-party payment gateways that comply with industry security standards.

No Storage of Payment Details

K&K Trend Wear does not store, save, or retain complete credit card numbers, bank account credentials, or other sensitive payment information on our servers.

Order Authorization

Orders are processed only after successful payment authorization. If payment authorization fails, the order may be automatically canceled or placed on hold pending verification.

3. Pricing, Currency & Billing

Product Pricing

All product prices displayed on our website are shown in the currency selected or displayed at checkout.

Pricing Errors

While we strive for accuracy, K&K Trend Wear reserves the right to correct pricing errors, inaccurate product information, or promotional mistakes at any time without prior notice.

Promotions & Discounts

Promotional offers, discount codes, and special pricing may be modified, suspended, or discontinued at our discretion.

4. Failed Transactions & Fraud Prevention

To protect our customers and business from unauthorized transactions, all orders may be subject to fraud screening and verification procedures.

Payment Declines

If your payment is declined, please:

  • Verify that your payment details are entered correctly.
  • Ensure sufficient funds are available.
  • Contact your bank or payment provider for additional assistance.

Fraud Protection

We reserve the right to review, hold, refuse, or cancel any transaction that appears suspicious or fails our security verification procedures.

5. Chargebacks & Payment Disputes

If you believe there has been an error with your payment, we encourage you to contact our customer support team before initiating a chargeback or payment dispute.

Resolution Process

Our support team will make every reasonable effort to investigate and resolve issues involving:

  • Duplicate charges
  • Billing errors
  • Unauthorized transactions
  • Payment processing concerns

Fraudulent Chargebacks

Submitting false or fraudulent chargebacks may result in order cancellation, account restrictions, and the submission of supporting documentation to the payment processor or financial institution involved.

6. Refund Processing

All approved refunds are issued according to our Refund & Return Policy.

Refund Method

Approved refunds will be returned to the original payment method used during checkout whenever possible.

Processing Time

Refunds typically appear within 5 to 7 business days, although processing times may vary depending on your bank, card issuer, or payment provider.

7. Contact Us

If you have questions regarding payments, billing concerns, transaction issues, or refund requests, please contact us: